You guys spoke and I listened
I'm going to go after Credit Card #3 next. I think it would be silly to pay off the lowest one first, because it is zero interest until November, and it should be paid off by then even if I do it last. So I will work on the next lowest one.
The only problem with calling CC#4 to ask them to reduce the interest rate is that this interest rate is the one they gave me after they reduced it. It was higher before. So I don't think they will reduce it further. But it should be paid off in about three to four more months anyways. So why worry.
What's exciting about going after CC#3 is that after paying on it next month, it will be within striking distance for paying it off completely whenever I get my income tax refund. I'm expecting to get money back this year.
Wouldn't that be cool to pay it off in only one month?
I'll go pay all of my bills today and see how it looks after that. I still have to do the weekly grocery shopping, too.
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